Corporate Insurance
In today’s fast-moving world, employee benefits aren’t just perks — they’re a statement of how much you value your team. In Hong Kong, where international mobility is high and healthcare costs continue to rise, having the right group insurance in place can be the difference between a loyal workforce and constant turnover.
That’s where Expat Insurance comes in. As an independent broker, we design Corporate and Group Insurance Programs tailored to your company’s size, structure, and industry. From comprehensive medical coverage to life and travel protection, we simplify the process, negotiate better terms, and support you every step of the way — helping you retain top talent, build trust, and strengthen your business for lasting success.
Why Work With Expat Insurance?
Simplified Benefits. Smarter Coverage.
Every company has different needs. Some want to reward top talent with richer benefits; others need to balance budgets while keeping protection strong.
We understand your company.
We learn your workforce structure, risk profile, and HR priorities before recommending solutions.
We compare clearly.
We evaluate offers from 30+ leading insurers and show you transparent side-by-side results.
We manage everything.
From onboarding new employees to handling claims, our team supports your HR year-round.
We negotiate better value.
We leverage strong insurer relationships to improve premiums, benefits, and renewal terms.
Why Group Insurance Matters?
A great business protects its people — not just inside the office, but everywhere they go. With the right Group Insurance, employees can travel, work, and live confidently knowing they and their families are covered for the unexpected.
What Does Corporate / Group Insurance Include?
- Group Medical Insurance — protects employees and their dependents with hospitalisation, outpatient, maternity, and wellness coverage.
- Group Accident & Disability — provides financial compensation for accidents or permanent disability, supporting staff through difficult recoveries.
- Corporate Travel Insurance — essential for teams who travel frequently for business; covers medical emergencies, evacuations, delays, and baggage loss.
- Group Term Life Insurance — offers affordable life protection, ensuring families are financially secure if the unthinkable happens.
These group solutions can be tailored by department or seniority level, offering your HR team flexibility while ensuring every staff member receives meaningful protection.
Common Gaps We Help You Avoid
Inadequate medical benefits: Many group plans offer minimal outpatient or maternity care. We fill these gaps with flexible Group Medical Insurance solutions.
Limited accident coverage: Generic policies may exclude off-duty injuries. We secure full Group Accident & Disability protection for peace of mind.
Uninsured business travel: Without Corporate Travel Insurance, medical emergencies or flight disruptions can cost thousands. We make sure your team is covered on every trip.
Missing life coverage: Too often, employers overlook Group Term Life Insurance, leaving families financially vulnerable. We help you include this vital benefit affordably.
That’s why Corporate and Group Insurance matters: it protects your employees not just at work, but across every aspect of their professional and personal lives — from medical and travel to accident and life coverage. And that’s why partnering with Expat Insurance makes all the difference.
Need Help? Contact Us Today.
Our Services
We Ensure Professional Insurance Services
Group Medical Insurance
Comprehensive employee healthcare covering hospitalization, wellness, and maternity—building loyalty through better protection.
Group Accident & Disability
Financial security for your staff after accidents or injury—ensuring income stability and compassionate recovery support when life changes.
Corporate Travel Insurance
Reliable worldwide protection for business trips—covering medical emergencies, flight delays, cancellations, and lost baggage.
Group Term Life Insurance
Affordable group life protection for every team—providing peace of mind and financial stability for employees’ families when it matters.
Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
testimonials
Why Our Clients Are Satisfied
Our service consistently exceeds expectations. But don’t just take our word for it—here’s what our customers have to say!
Protect What Matters With Confidence
Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.
Blog & News Update
How I Negotiated Zero Premium Increase for a Client with an Ageing Workforce
Last quarter, I sat across from an insurer who wanted to raise premiums by 8%…
Avoiding the Problem of Group Insurance Gaps
I've watched HR teams discover their group insurance gaps in real time.An employee needs surgery.…
Why Drone Insurance Breaks Every Aviation Rule
Traditional aviation insurance makes one fundamental assumption: the pilot can see what they're flying.Direct line…
