Travel Insurance
For travel enthusiasts, buying insurance for every trip is time-consuming and expensive. With Annual Travel Insurance, one policy covers all your travels for the year — giving you unlimited protection for every destination, whether it’s a short weekend trip, an extended business assignment, or a family holiday abroad.
From flight delays and baggage loss to overseas medical emergencies and unexpected trip cancellations, this plan provides comprehensive coverage designed specifically for expats and international professionals. At Expat Insurance Hong Kong, we tailor your policy to your lifestyle, taking into account your destinations, travel frequency, and individual risk profile — ensuring you have reliable, global protection wherever business or adventure takes you, with peace of mind every step of the way.
Why Work With Expat Insurance?
Expert Advice. Global Coverage.
We know travel can be unpredictable — and so can travel insurance. That’s why we simplify the process, ensuring you have the right protection without overpaying. With Expat Insurance, you get flexibility, faster claims, and expert support.
We assess your travel patterns.
We analyse your frequency, destinations, and risks to design the right plan for you.
We compare multiple insurers.
We compare premiums and conver from trusted global insurance providers.
We handle everything for you.
We proactively assist with claims and renewals.
We stay connected.
Wherever your travels take you, Expat Insurance remains your partner in protection.
Why Choose Annual Travel Insurance?
Unlike single-trip plans, annual coverage offers continuous protection for all your journeys within a 12-month period — ideal for anyone who travels several times a year. It covers medical emergencies, cancellations, lost belongings, and disruptions, all in one convenient package.
What Does Annual Travel Insurance Include?
Worldwide Medical Coverage – emergency care, evacuation, and repatriation
Trip Cancellations & Delays – compensation for flight disruptions and cancellations
Lost or Damaged Baggage – coverage for personal belongings, electronics, and luggage
Personal Liability Abroad – protection if you accidentally cause injury or damage overseas
Travel Documents & Money – cover for loss of passports, cash, or credit cards
Rental Car Excess – reimbursement for excess charges after an accident
24/7 Global Assistance – emergency support wherever you travel
Possible Pitfalls We Help You Avoid
Overlapping coverage: Some company or credit card plans already include partial travel benefits. We help avoid duplication and wasted cost.
Single-trip limits: Buying insurance each time adds up. We provide annual coverage for unlimited trips with better value.
Missed connections: Some policies exclude multi-leg journeys. We include comprehensive trip interruption protection.
Medical exclusions: Many low-cost travel plans cap medical coverage. We ensure robust limits and full evacuation benefits.
At Expat Insurance, we’ve helped countless clients recover from trip disruptions, medical emergencies, and baggage mishaps — quickly, efficiently, and fairly. With us, you travel smarter, safer, and stress-free.
Need Help? Contact Us Today.
We Ensure Professional Insurance Services
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Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
testimonials
Why Our Clients Are Satisfied
Our service consistently exceeds expectations. But don’t just take our word for it—here’s what our customers have to say!
Real Stories That Show the Difference
An airline executive broke his ankle and faced a HKD 270,000 hospital bill. His company scheme only covered half. A broker-arranged plan filled the gap, saving him HKD 120,000.
A young expat couple secured comprehensive cover before starting a family. When faced with complications, their policy saved them from six-figure maternity costs.
An American professional developed cancer just months after taking out coverage. Because he had comprehensive, worldwide cover, he was able to choose treatment both in the US and Hong Kong.
These situations aren’t unusual — they are part of everyday life in Hong Kong, where one hospital admission, accident, or sudden illness can rapidly turn into a financial emergency. Whether you are protected or left exposed often depends on one simple factor: having the right insurance policy in place.
Protect What Matters With Confidence
Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.
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